I was the recipiant of fradulent funds. Some guy hacked another guys eBay and paypal account, and bought my item with B.I.N.
Even if those funds made it to my bank account, it would be illegal to keep fradulent funds in my bank account, and I would be forced to pay paypal the negitive balance in the account.
It doesn't matter wether or not you state the item is Virtual, you can put the item in a specific catagory, and it will automatically be recognized as being "virtual."
Paypal knew on-the-bat that my item was virtual, they only disregarded it, because I didn't actually SHIP the items out.
"Dear XXX XXXXXXXXX,
Thank you for contacting PayPal. I am sorry to hear about this situation,
and understand your frustration and concern over the issue.
PayPal's Seller Protection Policy gives you the opportunity to protect
yourself from liability when you follow the Seller Protection guidelines to
reduce your risk of dealing with a fraudulent buyer. To review the specific
terms and conditions of the Seller Protection Policy click
https://www.paypal.com/sellerprotection or copy and paste the entire link
into the address bar.
PayPal's Seller Protection Policy is designed to reduce the risk of
reversals (a reversal, or chargeback, occurs when a buyer rejects or
reverses a charge on his or her credit card) for sellers who follow
specified risk reduction procedures. Please note compliance with the Seller
Protection Policy is voluntary. However, if a seller chooses to engage in
transactions not covered by the Seller Protection Policy, the seller
assumes the risk associated with the transaction, as well as any chargeback
liability.
If you have any further questions, please feel free to contact us again.
Sincerely,
PayPal Account Review Department
PayPal, an eBay Company"