Let's say I decided to go back in time, and BUY your UO account.
I could of easily after transferring funds, taken your account, ripping it apart, and telling Paypal that you never sent me the account, and they would had given me my money back, and *Poof* I got your shit.
Or, someone could of hacked an eBay or Paypal account, and no matter what circumstances were behind it, they're supposadly required by "law" to return the funds back to the source. In this case this is what happenend to me..
In accordance with your ignorance... Had this happen to you...
"I've never had an issue with them and everytime I hear about someone getting 'screwed' it seems like they are never innocent."
Please explain to me at length why the two things mentioned above wouldn't make you "innocent." (If this was to happen to you, in this given scenario.)
Paypal is clearly ripping people off, and you have yet to come across an eBay scammer, which makes you lucky at this point.
I've been selling on Paypal since October of 2001 on my own Paypal account, and it took me 3 years to come across a fraud, after many many successful transactions as a seller on eBay.
Have you had any other selling experience or expertise on eBay you would have realized by now that Paypal is running a big scam, which is stealing from the backbone of their company.
Basically if you review the lengthy contract. (But a lot of you don't do that, including myself, since essays = bad) The contract basically states that they are taking away your consumer protection laws, without warning, and items sold on eBay which are condoned by eBay don't neccessarily have to be protected by the seller protection policy.
You should read more about this shit, instead of hammering IHOP's premier associate (Dirty Sanchez), for being dishonest. He's just doing what every customer of Paypal should be doing, which is ripping them the fuck off.