Hang on to the property. If interest rates climb, people will lose their homes but still need a place to live. The rental market will be extremely good, if the interest rate drops then the market goes back to 2005 & 2006. My broker said they tightened up on lending, but if we see interest decline there is money to be made and undoubtedly the lenders will give away loans.
Long term I would hold onto your properties and think about retirement. Otherwise rent and wait for the market to recover and make some fast $$.
