I have no problem with not receiving help from the government to cover my expenses should something go wrong. But if that's going to be the case shouldn't people who smoke, get fat as fuck and partake in activities that pose an unnecessary health risk also have to accept the same terms? The idea of risk sharing is what has caused such an inflation in the cost of health care. We all pool money together, those with higher risk drive up the cost of everyone.
If you smoke, a lung cancer rider should be added to your health care. If you are fat as fuck, you shouldn't get coverage for diabetes, heart attack and high blood pressure since you don't take care of yourself. These are also illnesses which are directly related to the actions of the individual.
